Hiring a public adjuster can be challenging – especially if you’ve never done it before. Today, we’re explaining some of the most important things to watch for when hiring a public adjuster in Texas or any other state in America.
Check Multiple Adjusters: Compare multiple public adjusters before hiring one. Different adjusters charge different rates. Some adjusters have experience with flood claims in your area, while others might be better suited to commercial property insurance claims. Pick the one that best suits your needs.
Check for Group Memberships: Public adjusters in Texas may belong to a number of different groups, including the National Association of Public Adjusters (NAPIA), Windstorm Insurance Network (WIND), or the United Policyholders of America. Members of these groups are required to maintain strict ethical and professional standards. It gives a public adjuster an extra boost of credibility.
Certification: Every public adjuster in the United States is legally required to be licensed. However, certifications vary between states. In Texas, for example, public adjusters must be licensed by the Texas Department of Insurance.
Lawful: Some public adjusters will violate the law by contacting homeowners within 48 hours of a disaster. Typically, it’s illegal for a public adjuster to contact you immediately after an incident or loss. They need to wait at least 48 hours. However, you can contact your own public adjuster during this period.
References: Good public adjusters have plenty of references. They have a proven track record of helping people like you maximize their insurance claims.
Prices and Rates: Public adjusters typically work on a contingency fee basis, which means you’ll get charged when the public adjuster finally settles the claim with your insurance company. Adjusters always disclose rates upfront. Make sure you check rates and compare between adjuster to ensure you get the best deal.
One of the best ways to find a public adjuster in Texas is to work with ClaimsMate, found online at ClaimsMate.com. ClaimsMate consists of a network of public adjusters from across the state of Texas, including all major urban centers like Houston, Dallas, Austin, and San Antonio.
Check Multiple Adjusters: Compare multiple public adjusters before hiring one. Different adjusters charge different rates. Some adjusters have experience with flood claims in your area, while others might be better suited to commercial property insurance claims. Pick the one that best suits your needs.
Check for Group Memberships: Public adjusters in Texas may belong to a number of different groups, including the National Association of Public Adjusters (NAPIA), Windstorm Insurance Network (WIND), or the United Policyholders of America. Members of these groups are required to maintain strict ethical and professional standards. It gives a public adjuster an extra boost of credibility.
Certification: Every public adjuster in the United States is legally required to be licensed. However, certifications vary between states. In Texas, for example, public adjusters must be licensed by the Texas Department of Insurance.
Lawful: Some public adjusters will violate the law by contacting homeowners within 48 hours of a disaster. Typically, it’s illegal for a public adjuster to contact you immediately after an incident or loss. They need to wait at least 48 hours. However, you can contact your own public adjuster during this period.
References: Good public adjusters have plenty of references. They have a proven track record of helping people like you maximize their insurance claims.
Prices and Rates: Public adjusters typically work on a contingency fee basis, which means you’ll get charged when the public adjuster finally settles the claim with your insurance company. Adjusters always disclose rates upfront. Make sure you check rates and compare between adjuster to ensure you get the best deal.
One of the best ways to find a public adjuster in Texas is to work with ClaimsMate, found online at ClaimsMate.com. ClaimsMate consists of a network of public adjusters from across the state of Texas, including all major urban centers like Houston, Dallas, Austin, and San Antonio.